Download the Aster Key app to get started
Global Home Lending was founded by Jim Schott. Jim has been in the mortgage business for over 25 years – through up markets and down markets. Experience counts! Jim will find you the best loan type with the best rate, and will be your advocate until you close. In addition to WOW factor personal service, Jim uses innovative technology to keep your data safe and create a smooth process.
Use the Aster Key app to securely and privately assemble the information you will need for your loan. In a patented, ultra-secure process, all your data is generated on your phone. Not even Aster Key can access your financial data. When you hit APPLY, your data is sent end-to-end encrypted from your phone directly into Global Home Lending. No application required! Try it out, it’s a revolutionary way to secure your data and get ready for a loan.
Just because your data is anonymised and encrypted in the Aster Key app, it doesn’t mean you can’t call us or email us anytime.
We will answer any question about the mortgage process and will be here for you every step of the way. From explaining how to get started, through working with your Realtor if you have one, to closing on your property.
Loan Type | Description | Easier To Qualify | Less Money Down | Rate Security | Loan Flexibility |
---|---|---|---|---|---|
Fixed rate mortgages | 30, 20 or 15 year terms. Payments do not change over life of loan. Most popular – about 60% of all mortgages. Also called conventional or conforming loans. | empty | empty | X | empty |
FHA loans | Makes qualifying for your new mortgage easier. Refi or buy, it’s the most flexible loan. | X | X | X | X |
VA loans | Designed for eligible American veterans or their surviving spouses. This helps veterans refinance or buy their homes, even with $0 down for home purchases. | X | X | X | X |
Adjustable rate mortgages | Can have lower interest rates. Rates can go up or down at predetermined dates. | empty | empty | empty | X |
Specialty home loans | Lean on our expertise in these areas: Refinances, Jumbo Loans, programs for First-Time Home Buyers, Reverse Mortgages, Second Homes. |